A finance professional known simply as Destiny is turning heads across TikTok with a viral message encouraging women to take control of their finances.
She describes the current Donald Trump administration as “the administration of pouring into yourself.”
In a post titled “Redirect your energy and start pouring into yourself ”, Destiny breaks down how women can take actionable steps to build financial literacy and start investing, no matter their income level.
“This is the year, the quarter, the day that you start getting intentional about your finances,” she says in the video. “I don’t care if you have $5 or 5 billion, kazillion dollars to your name—you need to start getting so intentional about your money.”
Destiny, who works in the finance industry, outlines a simplified investment strategy based on one’s financial “delta”—the amount left after subtracting expenses from income.
Her Quick Guide to Starting:
- If your delta is less than $10,000: Start with index funds.
- If your delta is between $10,000 and $250,000: Build a diverse portfolio.
- If your delta is above $250,000: Explore single equity or bond holdings.
She explained that the key is not just earning, but being smart about where that money goes.
“Cut out the unnecessary spending, cut out the need for like, stuff, stuff, stuff—you don’t need it,” she adds. “Let’s work smarter, not harder.”
The video has resonated with many on TikTok, especially young women navigating uncertain economic times.
Her tone—both empowering and practical—has sparked thousands of views and comments applauding her no-nonsense approach to financial self-care.